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Stock Fraud Costs Investors' Savings
Picture this: You trust an investment firm and follow your stock broker's recommendations, feeling secure with his/her expertise. Next thing you know, your stocks have plummeted, the firm's CEO is all over the news defending his company against allegations of securities fraud, and your life savings is lost forever. Unfortunately, you will have been a victim of stockbroker fraud.

Despite the Securities and Exchange Commission (SEC) decision to impose a record $1.4 billion in penalties on several top investment banks, investors remain skeptical and have little hope that brokers are giving them the whole picture regarding stocks, bonds, and other securities. The best bet for individual investors looking to recover investment fraud or securities fraud losses is to speak to an experienced lawyer regarding their stock fraud concerns. Read the Wall Street fraud story here.

Breaking Down Stock Broker Fraud
As you know, investing in the stock market can be a risky proposition. Markets and investments can fluctuate and the majority of investment losses result from such fluctuations rather than from stock broker fraud or misconduct. However, stock fraud does happen, and you should understand common forms of stock broker misconduct. Click here for in-depth descriptions of common types of stock broker fraud and securities fraud.

If you have suffered losses due to stock broker fraud, contact the Consumer Justice Group immediately. A stock fraud lawyer will give you an evaluation of your securities fraud lawsuit.

Why consumers need to be careful when choosing health and beauty products

Nowadays, it is difficult to determine whether an advertisement is telling the truth or not. Misleading claims is very common to health and beauty products wherein ambiguous meanings are used such as “all-natural” or “fat free”. Over 50% of consumers are having a hard time understanding nutrition and product labels.

Health Products

As a person gets older, the concern for staying fit and healthy increases. That is why many products in the market from supplements to diet pills are designed to address different health problems such as diabetes, liver problems and poor memory. Companies are getting the people’s attention by connecting with them through their specific health problems and by showing them a solution to it.

One example is a pill against diabetes. The promotional strategy says that this certain pill can protect oneself against diabetes. But at the same time, it is telling the person that he can feed his sweet tooth without the worries of his diabetes as long as he takes the pill. Another pill claims that it can protect the liver against excessive alcohol consumption. Although it advises that a person should take good care of his liver, it is also saying that a person can drink as much as he wants without worrying about his liver as long as he takes the pill.

Beauty Products

There are many claims that are pretty outrageous in beauty products such as “clinically proven” or “this bottle can make a person look 10 years younger”. According to a new research published, only 18% from cosmetic commercials are proven to be trustworthy. Various claims vary from environmental to scientific ones, however they are mostly vague to many of us.

The safety record of certain types of beauty equipment also deserves greater scrutiny. One class of this is at home use beauty equipment including microdermabrasion machines, blue light, red light and laser acne treatment equipment, intensed pulse light, laser hair removal and other spa equipment. Consumers need to note that claims made by advertisers and manufacturers may be exaggerated and they need to proceed with caution before using them at home without professional supervision. Consumers can seek out professional advice from online and offline sources before using such devices. For example, for microdermabrasion machines, consumers can check out this website for good microdermabrasion systems reviewed by professionals.

Famous claims to most beauty products are the terms “all-natural”, “organic” and “chemical free”. These organic terms are quite misleading because being natural does not mean the product is safer than other cosmetics. Every beauty or personal care product is typically made out of chemicals. The terms just give the consumers the mindset that their product is synonymous to safe. Another popular set of claims are “proven formula” and “patented formula”. The term proven automatically makes a person think that the product actually works and the patented formula typically has nothing to do how the formula of a product performs.

There are endless claims out there, it is your role to study and research about the items you are planning to purchase. Do not just listen to false advertisements, but rather look into the ingredients of the products or even talk to other people’s experiences and feedback.

MORE STORIES IN THIS ISSUE

- Consumer Justice Group Gets Results...
- Two-Faced Merrill Lynch Stock Advice...
- Smith Barney Misleads Investors...
- Goldman Sachs Swayed by Bankers...

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